Our mental health and addiction care is covered by insurance. For 90% of our members, treatment is entirely free.









Choose Your State to See Accepted Plans
Affect accepts most insurance. Many of our members have no or little out of pocket costs. If you’re not sure what insurance you have, fill out this form and we’re happy to try and help.
Arizona
If you need healthcare insurance, you can find a plan and apply insurance coverage through Health-e Arizona. You can quickly check to see if you qualify for Medicaid (called AHCCCS in Arizona) or other public benefits.
*Not accepting new members on this plan at this time
Medicaid
- American Indian Health Program
- Arizona Complete Health
- Banner University – Family Care
- State of Arizona Medicaid (AHCCCS)
- UnitedHealthcare Community Plan
Employer/Marketplace
- Ambetter*
- Cigna
- Oscar
- UnitedHealthcare
Medicare
- Humana Medicare Advantage
- UnitedHealthcare Medicare Advantage
California
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.
Employer/Marketplace
- Cigna
- Oscar
- Sharp Health Plan
- UnitedHealthcare
Colorado
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through the Connect for Health Colorado website. Check to see if you qualify for Colorado Medicaid (Health First Colorado) on their website or call toll free (800) 221-3943.
Medicaid
- Colorado Access
- Colorado Community Health Alliance
- Northeast Health Partners
- Rocky Mountain Health Plans
- State of Colorado Medicaid
Employer/Marketplace
- Cigna
- Rocky Mountain Health Plans
- UnitedHealthcare
Florida
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.
*Not accepting new members on these plans at this time.
Medicaid
- Aetna Better Health*
- AmeriHealth Caritas*
- Humana Healthy Horizons*
- Simply Healthcare*
- Sunshine Health*
- UnitedHealthcare Community Plan*
Employer/Marketplace
- Ambetter*
- Cigna
- Oscar
- Tricare East (Humana Military)
- UnitedHealthcare
Medicare
- Humana Medicare Advantage*
- UnitedHealthcare Medicare Advantage*
Idaho
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through YourHealthIdaho.org. Check to see if you qualify for Medicaid at idalink.idaho.gov.
Medicaid
- State of Idaho Medicaid
Employer/Marketplace
- Cigna
- UnitedHealthcare
Illinois
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Get Covered Illinois. Apply for Illinois Medicaid and other benefits at abe.illinois.gov.
Medicaid
- Aetna Better Health
- Blue Cross Blue Shield of Illinois
- CountyCare Health Plan
- Meridian Health Plan
- Molina Healthcare
Employer/Marketplace
- Blue Cross Blue Shield of Illinois
- Cigna
- Molina Healthcare
- UnitedHealthcare
Indiana
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.
*Only available for opioid use disorder treatment
Medicaid
- Anthem Blue Cross Blue Shield*
- CareSource
- Managed Health Services (MHS)*
Employer/Marketplace
- Anthem Blue Cross Blue Shield*
- CareSource*
- Cigna
- UnitedHealthcare
Iowa
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.
*Not accepting new members on these plans at this time.
Medicaid
- Iowa Total Care
- Molina Healthcare
- Wellpoint
Employer/Marketplace
- Cigna
- Oscar
- UnitedHealthcare
Kentucky
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Kynect.ky.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.
Medicaid
Employer/Marketplace
- Cigna
- UnitedHealthcare
Maryland
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.
*Not accepting new members on these plans at this time.
Medicaid
- Aetna Better Health
- CareFirst BlueCross BlueShield
- Jai Medical Systems
- Kaiser Permanente
- Maryland Physicians Care
- MedStar Family Choice
- Priority Partners
- UnitedHealthcare Community Plan
- Wellpoint Maryland
Employer/Marketplace
- UnitedHealthcare (coming soon)
Montana
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through healthcare.gov. Apply for Montana Medicaid at https://apply.mt.gov/.
Medicaid
- Montana Medicaid
Employer/Marketplace
- Cigna (coming soon)
- UnitedHealthcare (coming soon)
Nebraska
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Or apply for Medicaid during open enrollment a iServe.nebraska.gov.
Medicaid
- Molina Healthcare
- Nebraska Total Care
- UnitedHealthcare Community Plan
Employer/Marketplace
- Cigna (coming soon)
- Medica
- Oscar
- UnitedHealthcare
Nevada
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Nevada Health Link. Check to see if you qualify for Medicaid or are eligible for discounted rates.
*Not accepting new members on these plans at this time.
Medicaid
- Anthem Blue Cross and Blue Shield Nevada*
- Health Plan of Nevada
- Molina Healthcare*
- UnitedHealthcare Community Plan
Employer/Marketplace
- Anthem Blue Cross and Blue Shield of Nevada*
- Cigna
- Health Plan of Nevada
- Molina Healthcare*
- Sierra Health & Life
- Sierra Health Options
- UnitedHealthcare
New Mexico
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through www.bewellnm.com. Apply for New Mexico Medicaid (Turquoise Care, formerly known as Centennial Care) at yes.nm.gov/ or call 1-855-637-6574.
*Not accepting new members on these plans at this time.
Medicaid
- Blue Cross and Blue Shield of New Mexico
- Molina Healthcare
- Presbyterian Health Plan
- UnitedHealthcare Community Plan
Employer/Marketplace
- Ambetter*
- Blue Cross and Blue Shield of New Mexico
- Cigna
- Molina Healthcare
- Presbyterian Health Plan
- UnitedHealthcare
Medicare
- Humana Medicare Advantage*
- Molina Healthcare*
- Presbyterian Health Plan*
- UnitedHealthcare Medicare Advantage*
North Carolina
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.
*OUD and mental health treatment only.
Medicaid
- AmeriHealth Caritas*
- Blue Cross and Blue Shield of North Carolina – Healthy Blue*
- Carolina Complete Health*
- NC Medicaid Direct*
- Partners Health Management*
- UnitedHealthcare Community Plan*
- Vaya Health*
- WellCare*
Employer/Marketplace
- Blue Cross and Blue Shield of North Carolina
- Cigna
- UnitedHealthcare
Ohio
If you need healthcare insurance, check GetCoveredOhio.org or call them toll-free at (833) 628-4467 for direct support.
*Not accepting new members on these plans at this time.
Medicaid
- AmeriHealth Caritas
- Anthem
- Buckeye Health Plan
- CareSource
- Humana Healthy Horizons
- Molina Healthcare
- State of Ohio Medicaid
- UnitedHealthcare Community Plan
Employer/Marketplace
- Ambetter
- Anthem
- CareSource
- Cigna
- Medical Mutual*
- Molina Healthcare
- Oscar
- Tricare East (Humana Military)
- UnitedHealthcare
Medicare
- UnitedHealthcare Medicare Advantage*
Oregon
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. You can apply for Medicaid coverage through Oregon Health Plan (OHP) at any time of year via OregonHealthCare.gov. You can also call OHP Customer Service at (800) 699-9075.
Medicaid
- Columbia Pacific CCO
- Health Share of Oregon
- Intercommunity Health Network
- Jackson Care Connect
- PacificSource Health Plans
- State of Oregon Medicaid (Oregon Health Plan)
- Trillium Community Health Plan
Employer/Marketplace
- Cigna
- PacificSource Health Plans
- UnitedHealthcare
Texas
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov or TexasHealthOptions.com. Check to see if you qualify for Medicaid or are eligible for discounted rates.
*Not accepting new members on these plans at this time.
** Only available for opioid use treatment.
Medicaid
- Aetna Better Health*
- Wellpoint (formerly Amerigroup)*
- Parkland Community Health Plan*
- Superior HealthPlan*
- UnitedHealthcare Community Plan*
Employer/Marketplace
- Ambetter*
- Blue Cross Blue Shield Texas**
- Cigna
- Oscar
- Tricare East (Humana Military)
- UnitedHealthcare
Medicare
- Humana Medicare Advantage*
- UnitedHealthcare Medicare Advantage*
Virginia
If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through marketplace.virginia.gov. To apply for Medicaid, called Cardinal Care in Virginia, apply at the Virginia DMAS website.
*Not accepting new members on these plans at this time
Medicaid
- Aetna Better Health
- Anthem HealthKeepers Plus*
- Humana Healthy Horizons*
- Sentara Community Plan
- UnitedHealthcare Community Plan
Employer/Marketplace
- Cigna
- Oscar
- Sentara Health Plans
- UnitedHealthcare
Medicare
- Humana Medicare Advantage*
- Sentara Health Plans*
- UnitedHealthcare Medicare Advantage*
Washington
If you need healthcare insurance, you can find a plan and apply for Medicaid coverage through Apple Health or review Marketplace plans via www.wahealthplanfinder.org/
*Not accepting new members on these plans at this time.
**Residents of King County only.
Medicaid
- Community Health Plan of Washington
- Coordinated Care
- Molina**
- UnitedHealthcare Community Plan
- Wellpoint (formerly Amerigroup)
Employer/Marketplace
- Ambetter*
- Cigna
- Community Health Plan of Washington
- UnitedHealthcare


