Your Health Insurance Will Cover the Cost of Treatment
Affect accepts many major insurance plans, including Medicaid and Medicare. We’ll help you find out what’s covered and how to get started.
Our mental health and addiction care is covered by insurance. For 90% of our members, treatment is entirely free.









Get Help With Conditions That Affect You
Effective treatment can be affordable. Mental health and addiction programs are covered by most insurance plans.
Addiction Treatment
Get help for substance use with virtual care that includes therapy, medication, and proven rewards. All treatment is private and accessible through our app.
Mental Health Treatment
We offer expert care for anxiety, depression, trauma, and more—fully online, fully confidential, and built around your needs.
Choose Your State to See Accepted Plans
Affect accepts insurance. Many of our members have no or little out of pocket costs.
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ArizonaIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Or, check to see if you qualify for Medicaid (called AHCCCS in Arizona) or other public benefits. |
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CaliforniaIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates. |
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ColoradoIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through the Connect for Health Colorado website. Check to see if you qualify for Colorado Medicaid (Health First Colorado) on their website or call 1-800-221-3943. |
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FloridaIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates. |
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IdahoIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through yourhealthidaho.org. Check to see if you qualify for Medicaid or are eligible for discounted rates. |
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IllinoisIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Get Covered Illinois. Check to see if you qualify for Medicaid or are eligible for discounted rates. *Please note we are not accepting new members on these plans at this time. |
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IndianaIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates. *Please note we are not accepting new members on these plans at this time. |
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IowaIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates. |
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KentuckyIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Kynect.ky.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates. *Please note we are not accepting new members on these plans at this time. |
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NebraskaIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates. |
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NevadaIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Nevada Health Link. Check to see if you qualify for Medicaid or are eligible for discounted rates. *Please note we are not accepting new members on these plans at this time |
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New MexicoIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through www.bewellnm.com. Apply for New Mexico Medicaid (Turquoise Care, formerly known as Centennial Care) at yes.nm.gov/ or call 1-855-637-6574. *Please note we are not accepting new members on these plans at this time. |
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North CarolinaIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates. *Please note we are not accepting new members on these plans at this time. |
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OhioIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates. *Please note we are not accepting new members on these plans at this time. |
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OregonIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. You can apply for Medicaid coverage through Oregon Health Plan (OHP) at any time of year via OregonHealthCare.gov. You can also call OHP Customer Service at (800) 699-9075. |
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TexasIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov or TexasHealthOptions.com. Check to see if you qualify for Medicaid or are eligible for discounted rates. *Please note we are not accepting new members on these plans at this time. ** Only available for our opioid use disorder program. |
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Virginia*Please note we are not accepting new members on these plans at this time |
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WashingtonIf you need healthcare insurance, you can find a plan and apply for Marketplace coverage through www.wahealthplanfinder.org/. You can apply for Medicaid coverage through Apple Health at any time of year via www.wahealthplanfinder.org/. For residents of King County only: we also accept Molina Medicaid in addition to the plans above. *Please note we are not accepting new members on these plans at this time. |
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Questions about your insurance? We’re here to help!
Affect Therapeutics provides compassionate, expert care for a wide range of mental health and substance use challenges
Not sure what insurance you have? Call 1-800-221-3943.
Need help getting insurance? Read this guide.

“Affect has shown me a caring side that I never had for myself. It has made me rise as an individual and I have uplifted my courage, bravery, and willpower to obtain my sobriety. Not only did I find myself, but I also found friends in counseling. By friends, I mean someone who really believes in you when others won’t. This program is amazing and works.”
Stella
I’ve learned how to love myself and to forgive myself. I’ve mastered boundaries. I’m no longer uneasy living alone.
Group and counselor support is the best. Life has improved because I learned it’s never too much trouble to take care of myself.
I’ve been able to focus on things that are important in my life, including my children. That it’s the best thing that could ever have happened to them, and to me.
Support That Goes Beyond Treatment
Getting sober is just the start. Need help with housing, job hunting, healthcare, or financial aid? We’ve got your back.
