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Your Health Insurance Will Cover the Cost of Treatment

Affect accepts many major insurance plans, including Medicaid and Medicare. We’ll help you find out what’s covered and how to get started.

Our mental health and addiction care is covered by insurance. For 90% of our members, treatment is entirely free.

Get Help With Conditions That Affect You

Effective treatment can be affordable. Mental health and addiction programs are covered by most insurance plans.

Addiction Treatment

Get help for substance use with virtual care that includes therapy, medication, and proven rewards. All treatment is private and accessible through our app.

Mental Health Treatment

We offer expert care for anxiety, depression, trauma, and more—fully online, fully confidential, and built around your needs.

Choose Your State to See Accepted Plans

Affect accepts insurance. Many of our members have no or little out of pocket costs.

StateMedicaidEmployer/MarketplaceMedicare
Arizona

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Or, check to see if you qualify for Medicaid (called AHCCCS in Arizona) or other public benefits.

  • American Indian Health Program
  • Arizona Complete Health
  • Banner University – Family Care
  • Mercy Care**
  • State of Arizona Medicaid (AHCCCS)
  • UnitedHealthcare Community Plan
  • Aetna (Employer plans only)
  • Ambetter*
  • Banner|Aetna
  • Cigna
  • Humana
  • Meritain
  • Oscar
  • UnitedHealthcare
  • Humana Medicare Advantage
  • UnitedHealthcare Medicare Advantage
California

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

  • Aetna (Employer plans only)
  • Blue Shield of California
  • Cigna
  • Humana
  • Oscar
  • Sharp Health Plan
  • UnitedHealthcare
Colorado

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through the Connect for Health Colorado website. Check to see if you qualify for Colorado Medicaid (Health First Colorado) on their website or call 1-800-221-3943.

  • Colorado Access
  • Colorado Community Health Alliance
  • Rocky Mountain Health Plans
  • State of Colorado Medicaid
  • Cigna
  • Rocky Mountain Health Plans
  • UnitedHealthcare
Florida

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

  • Aetna Better Health*
  • AmeriHealth Caritas*
  • Humana Healthy Horizons*
  • Simply Healthcare*
  • Sunshine Health*
  • UnitedHealthcare Community Plan*
  • State of Idaho Medicaid*
  • Aetna (Employer plans only)
  • Ambetter*
  • Cigna
  • Humana
  • Oscar
  • Tricare East (Humana Military)
  • UnitedHealthcare
  • Humana Medicare Advantage*
  • UnitedHealthcare Medicare Advantage*
Idaho

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through yourhealthidaho.org. Check to see if you qualify for Medicaid or are eligible for discounted rates.

  • Cigna*
  • UnitedHealthcare*
Illinois

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Get Covered Illinois. Check to see if you qualify for Medicaid or are eligible for discounted rates.

*Please note we are not accepting new members on these plans at this time.

  • Aetna Better Health
  • Blue Cross Blue Shield of Illinois
  • CountyCare Health Plan
  • Meridian Health Plan
  • Molina Healthcare
  • Ambetter*
  • Blue Cross Blue Shield of Illinois*
  • Cigna
  • Molina Healthcare
  • UnitedHealthcare
Indiana

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

*Please note we are not accepting new members on these plans at this time.

  • CareSource*
  • Managed Health Services (MHS)*
  • MDwise*
  • Wellpoint (formerly Amerigroup)
  • Aetna (Employer plans only)
  • Ambetter*
  • Anthem Blue Cross Blue Shield
  • CareSource*
  • Cigna
  • Humana
  • Managed Health Services (MHS)*
  • UnitedHealthcare
Iowa

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

  • Iowa Total Care
  • Molina Healthcare
  • Cigna
  • Oscar
  • UnitedHealthcare
Kentucky

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Kynect.ky.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

*Please note we are not accepting new members on these plans at this time.

  • Aetna Better Health*
  • Humana Healthy Horizons*
  • Passport Health Plan*
  • UnitedHealthcare Community Plan*
  • WellCare*
  • Aetna*
  • Ambetter*
  • Cigna*
  • Humana*
  • Passport Health Plan*
  • Tricare East (Humana Military)*
  • UnitedHealthcare*
Nebraska

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

  • Nebraska Total Care
  • UnitedHealthcare Community Plan
  • Cigna (coming soon)
  • Medica
  • UnitedHealthcare
Nevada

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Nevada Health Link. Check to see if you qualify for Medicaid or are eligible for discounted rates.

*Please note we are not accepting new members on these plans at this time

  • Molina Healthcare
  • Anthem Blue Cross and Blue Shield Nevada
  • Health Plan of Nevada
  • Molina Healthcare*
  • UnitedHealthcare Community Plan
  • Aetna (Employer plans only)
  • Anthem Blue Cross and Blue Shield of Nevada
  • Cigna
  • Health Plan of Nevada
  • Humana
  • Molina Healthcare
  • Sierra Health & Life
  • Sierra Health Options
  • UnitedHealthcare
New Mexico

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through www.bewellnm.com. Apply for New Mexico Medicaid (Turquoise Care, formerly known as Centennial Care) at yes.nm.gov/ or call 1-855-637-6574.

*Please note we are not accepting new members on these plans at this time.

  • Blue Cross and Blue Shield of New Mexico
  • Humana Medicare Advantage
  • Molina Medicare Advantage
  • Molina Healthcare
  • UnitedHealthcare Medicare Advantage
  • Presbyterian Health Plan
  • UnitedHealthcare Community Plan
  • Ambetter*
  • Blue Cross and Blue Shield of New Mexico
  • Cigna
  • Molina Healthcare
  • Presbyterian Health Plan
  • UnitedHealthcare
North Carolina

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

*Please note we are not accepting new members on these plans at this time.

  • AmeriHealth Caritas
  • Blue Cross and Blue Shield of North Carolina – Healthy Blue*
  • Carolina Complete Health*
  • Partners Health Management*
  • UnitedHealthcare Community Plan*
  • Vaya Health*
  • WellCare*
  • Ambetter*
  • Blue Cross and Blue Shield of North Carolina*
  • Cigna
  • UnitedHealthcare
Ohio

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

*Please note we are not accepting new members on these plans at this time.

  • AmeriHealth Caritas
  • Anthem
  • Buckeye Health Plan
  • CareSource
  • Humana Healthy Horizons
  • Molina Healthcare
  • State of Ohio Medicaid
  • UnitedHealthcare Community Plan
  • Aetna (Employer plans only)
  • Ambetter
  • Anthem
  • CareSource
  • Cigna
  • Humana
  • Medical Mutual*
  • Molina Healthcare
  • Oscar
  • Tricare East (Humana Military)
  • UnitedHealthcare
  • UnitedHealthcare Medicare Advantage
Oregon

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. You can apply for Medicaid coverage through Oregon Health Plan (OHP) at any time of year via OregonHealthCare.gov. You can also call OHP Customer Service at (800) 699-9075.

  • Columbia Pacific CCO
  • Health Share of Oregon
  • Intercommunity Health Network
  • Jackson Care Connect
  • State of Oregon Medicaid (Oregon Health Plan)
  • Trillium Community Health Plan
  • Trillium Community Health Plan – Southwest
  • Trillium Community Health Plan – TriCounty
  • Umpqua Health Alliance
  • Cigna
  • UnitedHealthcare
Texas

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov or TexasHealthOptions.com. Check to see if you qualify for Medicaid or are eligible for discounted rates.

*Please note we are not accepting new members on these plans at this time.

** Only available for our opioid use disorder program.

  • Aetna Better Health*
  • Humana Medicare Advantage
  • Wellpoint (formerly Amerigroup)*
  • UnitedHealthcare Medicare Advantage
  • Parkland Community Health Plan*
  • Superior HealthPlan*
  • UnitedHealthcare Community Plan*
  • Aetna (Employer plans only)
  • Ambetter*
  • Blue Cross Blue Shield Texas**
  • Cigna
  • Humana
  • Oscar
  • Tricare East (Humana Military)
  • UnitedHealthcare
Virginia

*Please note we are not accepting new members on these plans at this time

  • Cigna
  • Oscar
  • Sentara Health Plans
  • UnitedHealthcare
  • Aetna Better Health
  • Humana Medicare Advantage
  • Anthem HealthKeepers Plus*
  • Sentara Medicare Advantage
  • Molina Healthcare*
  • UnitedHealthcare Medicare Advantage
  • Sentara Community Plan
  • UnitedHealthcare Community Plan
Washington

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through www.wahealthplanfinder.org/.

You can apply for Medicaid coverage through Apple Health at any time of year via www.wahealthplanfinder.org/.

For residents of King County only: we also accept Molina Medicaid in addition to the plans above.

*Please note we are not accepting new members on these plans at this time.

  • Community Health Plan of Washington
  • Coordinated Care
  • UnitedHealthcare Community Plan
  • Wellpoint (formerly Amerigroup)
  • Ambetter*
  • Cigna
  • Community Health Plan of Washington
  • UnitedHealthcare

Questions about your insurance? We’re here to help!

Affect Therapeutics provides compassionate, expert care for a wide range of mental health and substance use challenges

Not sure what insurance you have? Call 1-800-221-3943.

Need help getting insurance? Read this guide.

Download the app

Download the app today from the Google Play Store or the Apple App Store to learn more and try it yourself for free. For many people, insurance fully covers the cost of the full treatment program.

“Affect has shown me a caring side that I never had for myself. It has made me rise as an individual and I have uplifted my courage, bravery, and willpower to obtain my sobriety. Not only did I find myself, but I also found friends in counseling. By friends, I mean someone who really believes in you when others won’t. This program is amazing and works.”

Stella

I’ve learned how to love myself and to forgive myself. I’ve mastered boundaries. I’m no longer uneasy living alone.

Amanda

Group and counselor support is the best. Life has improved because I learned it’s never too much trouble to take care of myself.

Pat

I’ve been able to focus on things that are important in my life, including my children. That it’s the best thing that could ever have happened to them, and to me.

Candice

Support That Goes Beyond Treatment

Getting sober is just the start. Need help with housing, job hunting, healthcare, or financial aid? We’ve got your back.